Paratus USA | U.S. Expat Lane (Q1 Spain Focus) Supervised by BGAN Global Advisors
Advisory Team

Your Advisory Team Leader

Calvin Thomas / US Expat Wealth Management

Wealth knows
no borders.

For Americans in Spain, complexity is the default. We provide the architectural oversight to unify your U.S. legacy with your European future.

🇪🇸 Americans in Spain
🇺🇸 IRS/SEC Compliant
$180M+
Assets Under Management
150+
Expat Families Served
100%
Regulatory Compliant

Expat Discovery

Begin the BGAN-supervised intake process below.

Accepting Applications

The U.S. Expat Lane

Three non-negotiable pillars for American families abroad. Each solution is vetted, supervised, and integrated into WealthFlow™.

01

Tax Topology Mapping

We map every dollar against every jurisdiction's rulebook. Automated FBAR/720 reminders, tax-loss harvesting schedules, and quarterly BGAN review.

  • • IRS/AEAT Dual Compliance
  • • Withholding Optimization
02

Global Estate Planning

Wills, trusts, and bequests that work across U.S. and Spanish law. Integrated asset titling to minimize probate delays and maximize inheritance efficiency.

  • • Cross-Border Titling
  • • Asset Shielding
03

Multi-Currency Income

Unified cash-flow management for families receiving income in USD while living in EUR. Dynamic hedging to protect your lifestyle from FX volatility.

  • • WealthFlow Integration
  • • FX Optimization

Unified visibility.
WealthFlow™

Say goodbye to fragmented spreadsheets. Our WealthFlow™ dashboard provides a live, BGAN-supervised view of every asset you own, regardless of the bank, currency, or country.

$2,481,000
+12.4%

"Governance is not a hurdle; it's our greatest product."

Supervision
BGAN Global
SEC Registered
Compliant
Reporting
FBAR/720
Audited
GTM Logs

Our Process

A Structured Approach to Your Wealth

From discovery to ongoing management, we follow a proven framework designed specifically for American expats in Spain

01
60-90 Minutes

Discovery & Assessment

We begin with a comprehensive review of your complete financial picture—both US and Spanish assets, tax situation, goals, and concerns. This confidential consultation typically takes 60-90 minutes.

Complete Financial Review Tax Situation Analysis Goal Setting
02
1-2 Weeks

Strategic Plan Development

We create a customized wealth management strategy that addresses your unique cross-border situation. You'll receive a detailed written plan covering investments, tax optimization, retirement, and estate planning.

Custom Strategy Written Plan Detailed Projections
03
2-4 Weeks

Implementation & Coordination

We execute the plan, coordinating with your existing advisors (CPAs, attorneys, gestorías) to ensure seamless implementation. This includes account setup, asset transfers, and initial portfolio construction.

Account Setup Advisor Coordination Portfolio Construction
04
Ongoing

Ongoing Management & Support

Your situation evolves—so does our service. We provide continuous portfolio management, quarterly reviews, annual tax planning sessions, and 24/7 access to your financial dashboard. You're never navigating alone.

Quarterly Reviews Tax Planning Continuous Monitoring

Ready to unify
your global footprint?

Join our Q1 Spain expansion. Calvin and the Paratus USA team are currently accepting applications for the supervised U.S. Expat Lane.

Start Your Intake