As an American living in Spain, your financial life exists in two jurisdictions. I help high net worth expats unify their US legacy with their European future—without compromise.
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Full fiduciary responsibility under US securities law
Deep expertise in cross-border wealth management
Access to top-tier investment solutions and custody
Seamless coordination across US and EU jurisdictions
Most advisors understand US wealth management or European regulations—but not both. This creates gaps that cost you in taxes, compliance risk, and missed opportunities.
US tax obligations don't disappear when you move to Spain. Neither do Spanish reporting requirements. Without proper coordination, you're vulnerable to double taxation and compliance penalties.
Many US-based funds become toxic for Spanish tax residents due to PFIC rules. Your 401(k) and IRA face unique challenges. You need someone who understands both systems intimately.
Your US estate plan may not translate to Spain. Inheritance laws differ dramatically. Without proper structuring, your heirs could face unexpected tax burdens and legal complications.
Specialized services designed specifically for high net worth American expats in Spain
Strategic planning to minimize your tax burden across both jurisdictions. We coordinate with Spanish gestorías and US CPAs to ensure you're not paying a dollar more than required while maintaining full compliance.
Institutional-grade investment management designed for expat tax efficiency. We construct portfolios that work seamlessly across both US and Spanish tax systems, avoiding PFIC traps and maximizing after-tax returns.
Expert guidance on managing your 401(k), IRA, and other US retirement accounts from Spain. We help you understand the Spanish tax treatment, avoid penalties, and create distribution strategies that work in both countries.
Protect your legacy across borders. We coordinate with international estate attorneys to create structures that work under both US and Spanish succession law, minimizing estate taxes and ensuring your wishes are honored.
From discovery to ongoing management, we follow a proven framework designed specifically for American expats in Spain
We begin with a comprehensive review of your complete financial picture—both US and Spanish assets, tax situation, goals, and concerns. This confidential consultation typically takes 60-90 minutes.
We create a customized wealth management strategy that addresses your unique cross-border situation. You'll receive a detailed written plan covering investments, tax optimization, retirement, and estate planning.
We execute the plan, coordinating with your existing advisors (CPAs, attorneys, gestorías) to ensure seamless implementation. This includes account setup, asset transfers, and initial portfolio construction.
Your situation evolves—so does our service. We provide continuous portfolio management, quarterly reviews, annual tax planning sessions, and 24/7 access to your financial dashboard. You're never navigating alone.
Moving to Barcelona was a dream, but managing our $4M portfolio from abroad became a nightmare. Between PFIC regulations, Spanish tax reporting, and our 401(k) distributions, we felt completely lost. Calvin didn't just solve our problems—he gave us peace of mind. For the first time in three years, we understand exactly where we stand in both countries.
Absolutely. As a US citizen or green card holder, you remain subject to US tax law regardless of where you live. You need someone who understands both systems intimately—most Spanish advisors don't understand US tax law, and most US advisors don't understand Spanish regulations. Cross-border expertise is essential.
We operate on a transparent, assets-under-management fee structure that starts at 1% annually for portfolios under $2M and decreases as assets grow. This fee is fully transparent, includes all our services (investment management, tax planning, estate coordination), and aligns our interests with yours. There are no hidden charges or commissions.
Yes, this is one of our specialties. US retirement accounts present unique challenges for Spanish tax residents due to different tax treatment between countries. We'll analyze your situation, explain the Spanish tax implications, optimize your distribution strategy, and ensure you're compliant in both jurisdictions while minimizing your tax burden.
We work with families who have at least $500,000 in investable assets. This minimum allows us to provide the comprehensive, personalized service that cross-border wealth management requires. If you're below this threshold but planning to reach it soon, we're happy to discuss your situation.
We work collaboratively with your existing advisors, not as a replacement. We'll communicate directly with your gestoría and CPA (with your permission) to ensure everyone understands your complete financial picture. We provide them with the information they need for tax preparation and receive their feedback to optimize your overall strategy. Think of us as the quarterback coordinating your financial team.